According to Taiwan media reports, under the support of the government, mainland panels, LEDs, and solar energy industries have taken advantage of the low price to seize the market share, and squeezed into the living space of the three major industries in Taiwan, which has also caused bankers to be nervous. According to sources from the Taiwanese banking circle, some banks in Taiwan have placed the three industries on the credit watch list and controlled credit lines to reduce risks.

A bank credit supervisor pointed out that at this stage, if there is no credit case that meets the normal source of repayment, the industrial prospects are stable, and the credit is still reasonable, the method of seizure will be adopted.

Bankers pointed out that in recent years, banks will control the credit limit for industries that are "excessive market competition". The credit limit will be included in the credit line, but the limit will be different according to the capital and net value of each bank.

In the industry that has recently been closely watched, it is reported that there are panels, LEDs, solar energy and other industries.

According to industry analysts, these industries are over-competitive industries. The situation of mutual price hikes in the industry is quite serious, and they are strongly competitive by mainland players. The living space is severely compressed, so they are included in the industry.

According to the statistics of the “Central Bank” in Taiwan, as of the first quarter of this year, the balance of all banks’ loans was 22 trillion yuan (NTD, the same below), which was more than 600 billion yuan less than the same period of last year, and the decline was 2.7%. Computers, optical products and electronic components have the most reductions in lending.

As for the credit limit, the banker pointed out that the short-term and medium-term and long-term quotas will be included in the calculation, including the credit line of the joint loan case.

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